CA-Certified Net Worth Certificates Accepted by Embassies, Banks, Tender Authorities & Regulators Across India and Abroad.
Whether for a student visa, business investor visa, home or business loan, government tender, IPO listing, immigration filing, or board declaration — get a professionally drafted, UDIN-stamped Net Worth Certificate from CA Alok Kumar (FCA, AICA, LLM), Senior Partner at S.K. Mehta & Co. (est. 1970). Pan-India service. Online process. Hard copy couriered.
A formal document issued by a practising Chartered Accountant that certifies an individual's, partnership firm's, HUF's, or company's total financial worth on a specific date — calculated as Total Assets minus Total Liabilities.
A Net Worth Certificate (NWC) is a CA-attested statement that establishes a person's or entity's economic standing at a specific point in time. It lists all assets — immovable property at fair market value, bank balances, fixed deposits, shares, mutual funds, gold, jewellery, vehicles, business interests — and deducts all liabilities — home loans, personal loans, business loans, credit card outstanding, and any other obligations — to arrive at the Net Worth.
Because it is signed by a Chartered Accountant under the ICAI Code of Ethics with a Unique Document Identification Number (UDIN) — verifiable live on udin.icai.org — embassies, banks, regulatory authorities and tender-issuing bodies treat it as authentic, third-party, professional verification of the financial position. It is far more credible than a self-declaration or affidavit.
At CA Alok Kumar (FCA, AICA, LLM, AML Specialist), Senior Partner at S.K. Mehta & Co. (established 1970, 110+ professionals), Net Worth Certificates are drafted with valuation rigour, document trail integrity, and embassy-compliant formatting — backed by 22+ years of practice across taxation, audit, and CA certification work.
A Net Worth Certificate is required across personal, business, regulatory, and immigration contexts. Here are the most common situations.
Student visas (F-1 USA, UK Tier-4, Canada SDS, Australia 500), business and investor visas, dependent visas, and tourist visas for high-asset visitors. Embassies require documentary proof of financial sufficiency.
Home loans, business loans, working capital limits, overdraft facilities, project finance, and credit card upgrades. Banks evaluate net worth as part of borrower profiling and exposure norms.
CPWD, Railways, NHAI, PSU, defence and state government tenders mandate a CA-certified Net Worth Certificate as part of pre-qualification. Most tender notices specify a minimum net worth threshold.
Promoters, directors, and key managerial personnel are required to disclose net worth in DRHP/RHP filings with SEBI under ICDR Regulations. Listed companies also require NWC for related-party disclosures.
Companies Act, FEMA, and corporate governance frameworks require directors and promoters to file periodic net worth disclosures. NWC is often attached to MCA filings, ROC returns, and bank guarantees.
Required in matrimonial cases, partition suits, debt recovery proceedings, insolvency filings (IBC), bail matters, and property settlements. Courts treat CA-certified NWC as primary evidence of financial position.
For onboarding new partners in firms or LLPs, mergers, joint ventures, distributorship/franchise agreements, and credit assessments by suppliers. NWC builds trust at the negotiation stage.
Investment registrations under FEMA, OCI / dual-tax-residency declarations, foreign property purchase, and immigration to USA / Canada / Australia / UK. Foreign authorities prefer Indian CA-certified NWC.
A streamlined 5-step process designed for accuracy, speed, and complete compliance with ICAI documentation standards.
Share your purpose (visa / loan / tender / IPO etc.) and receiving authority. We confirm format requirements and timeline.
You upload documents via secure email or WhatsApp. We share a checklist tailored to your case (asset/liability complexity).
Our team values each asset class using accepted principles, cross-verifies with bank/property/demat statements, computes net worth.
Certificate drafted on firm letterhead, signed by CA Alok Kumar, UDIN generated on ICAI portal — you receive a draft for confirmation.
Soft copy emailed (PDF + scanned signed copy) and hard copy couriered to your address — or collected from our Dwarka or Rajendra Place office.
A representative checklist. Final list depends on your asset/liability mix and the certificate's purpose. We share a customized checklist after the initial consultation.
Enter your assets and liabilities below to instantly estimate your net worth. This is a planning tool — for an official UDIN-verified certificate, we draft the formal document with documentary evidence.
22+ years of practice. Empanelled with CAG, RBI, IRDA. 110+ professional team. Certificates accepted by embassies of USA, UK, Canada, Australia, Schengen, and all major banks.
Triple qualification combining technical CA expertise (Fellow Chartered Accountant), legal precision (LLM from National Law University Delhi), and AML compliance knowledge — for valuation defensibility.
Every certificate carries a Unique Document Identification Number generated on the ICAI portal. Receiving authority can verify authenticity live on udin.icai.org — eliminates the risk of rejection.
Standard delivery in 2 to 5 working days from document receipt. Same-day or next-day urgent service available for time-critical visa, tender, or loan deadlines.
NRIs in USA, UK, Canada, Australia, UAE, Singapore — and clients across India — served fully online. Documents shared via secure email/WhatsApp; soft copy delivered, hard copy couriered.
S.K. Mehta & Co. (parent firm, est. 1970) is empanelled with the Comptroller & Auditor General of India, Reserve Bank of India, and IRDA — institutional credibility that strengthens NWC acceptance.
We know the precise format preferences of US/UK/Canada/Australia/Schengen consulates, all PSU banks, NHAI / CPWD tenders, SEBI ICDR filings, and FEMA/RBI submissions.
A common confusion — can I just give a self-declaration or affidavit instead? Here's how the alternatives stack up against a CA-issued, UDIN-verified Net Worth Certificate.
| Feature | Self-Declaration | Notarized Affidavit | CA-Issued NWC (UDIN) |
|---|---|---|---|
| Independent third-party verification | No | Limited | Yes |
| Live UDIN verification on ICAI portal | No | No | Yes |
| Accepted by embassies (USA, UK, Canada, etc.) | No | Rarely | Yes |
| Accepted by PSU banks for credit appraisal | No | No | Yes |
| Accepted in PSU / Government tenders | No | No | Yes |
| Valid for SEBI ICDR (IPO/DRHP) filings | No | No | Yes |
| Professional valuation methodology | No | No | Yes |
| Backed by ICAI Code of Ethics | No | No | Yes |
Quick, clear answers to the most common questions our clients ask before getting an NWC.
Drop us a message on WhatsApp or schedule a free consultation — we'll guide you through the document checklist, format requirements, and timeline. UDIN-verified delivery in 2-5 working days. Charges on request based on your specific requirement.
Online process. Pan-India delivery. International courier. Below are the locations we serve most frequently.
